Does every commercial roof need to be replaced after 15 years in Florida?

More often than not, yes – but thankfully not always. If requesting insurance coverage on your commercial roof that is more than 15 years old, insurance providers are required to carry out an inspection before refusing coverage. Fortunately for business owners, the age of the roof is no longer reason enough to allow an insurance provider to write it off. If your roof is well maintained, made from high-quality commercial roofing materials, and in good condition, it is possible that its lifespan can considerably exceed the 15-year mark. However, we recommend that any insurance coverage you enter into with a roof more than 15 years old should be studied carefully. As insurance providers always seek to cover their interests, you should be 100% satisfied with the terms of the deal before signing.
Read the small print!